Scapia Axis Bank Credit Card Launched: Zero Fee, Zero Forex, Now on Mastercard and RuPay
Updated 18 September 2026 · By Amit Kumar Bansal
Scapia has a third bank. In a joint press release dated 3 September 2026, Scapia and Axis Bank unveiled the Scapia Axis Bank Credit Card, and onboarding opened the same day.
The card keeps its zero joining fee, zero annual fee and zero forex markup, but moves to Mastercard and RuPay instead of Visa.
The Card At A Glance
| Item | Detail |
|---|---|
| Joining / annual fee | Nil on both |
| Rewards | 10% on eligible Mastercard spends of ₹20+; 5% on RuPay UPI spends of ₹500+; 20% on travel booked in the Scapia app |
| Key benefit | Zero forex markup, plus unlimited domestic lounge access unlocked by ₹20,000 of spends a month |
| Networks | Mastercard and RuPay |
What This Means for You
Axis Bank has a far wider customer base than Federal Bank or BOBCARD, so a card that was hard to get should now be easier. If Federal or BOBCARD turned you down earlier, this is a fresh application route.
Rewards convert to Scapia Coins on your statement date and can only be spent inside the Scapia app — rent, fuel, EMI, insurance, utilities and gift cards earn nothing. Existing Federal and BOBCARD Scapia cards continue as they are.
Another zero-forex travel card we have covered: RBL World Safari Plus.
Figures from the Scapia and Axis Bank press release of 3 September 2026 and the Scapia site on 18 September 2026. Confirm before applying.
