hdfc-bank

INFINIA Metal returns 3.33% on travel redemptions and waives its fee at ₹10 lakh. Here is the maths, the caps and who should skip it.

The MoneyBack+ pays 2.5% at five merchants and 0.25% elsewhere. Here is what the 2,500 CashPoint monthly cap really returns.

The Freedom pays 0.75% at five merchants and 0.075% everywhere else. Here is what the 2,500 point monthly cap really returns.

Unlimited lounge access and 3.3% back, but the ₹8 lakh fee waiver is harder than the plastic Diners Club Black at the same price.

Uncapped lounge access at 1,300+ lounges covering add-on members, a 2% forex markup, and a fee waived at ₹5 lakh.