I’m a shoe lover. I buy one or two new pairs every month usually Nike, Adidas or Reebok, sometimes whatever catches my eye at a footwear shop in the mall and that habit costs me somewhere between ₹10,000 and ₹12,000 a month. That’s ₹1,20,000 to ₹1,44,000 a year on shoes. For a long time I…
A credit card built around professional indemnity insurance for practising doctors, with a fee that reverses at ₹2 lakh of annual spend.
INFINIA Metal returns 3.33% on travel redemptions and waives its fee at ₹10 lakh. Here is the maths, the caps and who should skip it.
The MoneyBack+ pays 2.5% at five merchants and 0.25% elsewhere. Here is what the 2,500 CashPoint monthly cap really returns.
Up to 10% value back on AC class IRCTC bookings and points worth ₹1 each, but no lounge access at all.
The Freedom pays 0.75% at five merchants and 0.075% everywhere else. Here is what the 2,500 point monthly cap really returns.
10% back on PhonePe with no cap and a fee that reverses at ₹3 lakh, but SBI is not taking online applications.
5% on Paytm travel, four lounge visits and ₹2 lakh cyber fraud cover, with the fee waived entirely at ₹2 lakh of spend.
A flat 1% floor and 3% on Paytm travel, but closed to new applicants and no longer paying actual cashback.
A ₹3,000 joining voucher, ₹8,750 in milestones and a free monthly movie ticket, but every reward comes back as a Reliance voucher.