Paytm AU SFB Credit Card Launched on 21 October 2026: Lifetime Free RuPay Card With Family Lounge Access
Updated 23 October 2026 · By Amit Kumar Bansal
AU Small Finance Bank and Paytm launched the Paytm AU SFB Credit Card on 21 October 2026, according to AU Bank’s own press release.
It is a lifetime-free RuPay card that pays up to 2% back on Paytm UPI and gives up to 12 family lounge visits a year on flights booked through Paytm. You apply inside the Paytm app.
Card at a Glance
| Feature | Details |
|---|---|
| Joining / annual fee | ₹0, lifetime free |
| Paytm UPI, ₹100 to ₹2,000 | 2 points per ₹100 |
| Paytm UPI above ₹2,000 | 1 point per ₹100 |
| UPI on other apps | 1 point per ₹400 |
| Paytm online and travel | 5 points per ₹100 |
| Reward cap | 3,000 points per statement cycle |
| Point value | ₹1 on Paytm Gold, ₹0.50 elsewhere |
| Lounge | Up to 12 visits a year, up to 4 family members, on eligible round trips booked on Paytm |
What This Means for You
The 2% applies only to small Paytm UPI payments. A ₹5,000 payment earns 1%, and UPI through any other app earns just 0.25%.
Points are worth full value only when redeemed for Paytm Gold. Fuel, rent, utilities, insurance and education earn nothing. Heavy Paytm users get a useful free RuPay card for UPI; others should compare our Paytm SBI Card review.
Figures as shown on the AU Bank card page and rewards T&C on 23 October 2026. Confirm on the issuer’s site before applying.
